Legal Framework Built Around Your Account

Our terms govern account creation, deposit and withdrawal flows, how we store your personal details, and the rules that apply when you deposit via DANA, OVO, GoPay or QRIS. We also set out what happens if an account is closed, how disputes are handled, and when

1. 1

   local law applies. Where local law permits, we operate within Indonesia's regulatory framework. Your account balance, transaction history and payment method data are retained for the duration of your account and for a set period after closure to meet verification requirements. Any changes to these terms

2. 2

   are posted here; continued use of your account means you accept the updated version.

Service availability depends on jurisdiction. Users are responsible for checking local law before access.